Understanding Closing Costs And Budgeting For Your Purchase
Embarking on the exciting journey of homeownership involves more than just finding the perfect house and securing a mortgage. One of the essential aspects that often catches buyers off guard is the realm of closing costs. As a dedicated mortgage agent, I’m here to shed light on this critical topic and provide you with the […]
Benefits Of Private Mortgage Financing
Achieving the dream of homeownership is a milestone that holds a special place in the hearts of many. As your dedicated mortgage agent, I understand the importance of this goal, and my mission is to help individuals turn that dream into a reality. In this section, we’ll dive deep into the world of private mortgage […]
Pros And Cons Of Renewing Your Mortgage With The Same Lender
As a dedicated mortgage agent, my passion lies in helping individuals achieve their dream of homeownership. Over the years, I’ve had the privilege of assisting countless clients in making one of the most significant investments of their lives – purchasing a home. Today, I’m here to provide valuable insights into a critical decision many homeowners […]
Are You Self-Employed?
Embarking on the journey to homeownership can be an exciting and transformative experience. However, for those who are self-employed, the path to securing a mortgage may seem more complex. As a dedicated mortgage agent with a passion for helping people achieve their homeownership dreams, I’ve been assisting clients like you since 2007. In this comprehensive […]
When Does It Make Sense To Refinance Your Mortgage
Navigating the intricate world of mortgages can be a daunting task, especially if you’re considering the significant financial commitment of homeownership. As a passionate mortgage agent, my journey began in 2007, and I’ve since dedicated my career to helping individuals like you achieve their homeownership dreams. In this comprehensive guide, we’ll delve into the concept […]
Why Consider A Reverse Mortgage?
As a seasoned mortgage agent, I am deeply committed to helping individuals like you achieve their homeownership dreams. Over the years, I’ve witnessed the transformative power of mortgage solutions, and one option that often piques curiosity and sparks questions is the reverse mortgage. In this comprehensive guide, we will delve into the world of reverse […]
What the new Canadian mortgage rules really mean for homebuyers
The Office of the Superintendent of Financial Institutions (OSFI) is now setting new rules for mortgage lending, which come into effect January 1, 2018. What this means is that there will be a new minimum qualifying rate, known as a ‘stress test’. This is utilized for uninsured mortgages, meaning it affects buyers who have down […]
Banks vs. Mortgage Brokers
In the past, people looking to buy property would rely solely on banks for their mortgage needs. However, it is now possible to work with a licensed mortgage broker who has access to multiple lenders and mortgage rates. In order to be well informed about the mortgage process, it’s important to discuss the key differences […]
Recently Married and Buying a Home? We’ve got some helpful tips!
After all the wedding planning, it may seem overwhelming to focus on purchasing a home. However, you can simplify this by planning a budget that will allow the process to go smoothly. Here are some tips and advice to make the process more straightforward. The process of creating a budget is imperative. This will determine what […]
10 Things To Consider Before Availing a Mortgage
Availing a mortgage is a significant financial decision that requires careful consideration. Whether you’re a first-time homebuyer or looking to refinance, you must be well informed before committing to a mortgage. This guide presents ten crucial factors to consider before obtaining a mortgage, ensuring a confident and successful home financing journey. Assess Your Financial Health: Start […]
