Banks vs. Mortgage Brokers

In the past, people looking to buy property would rely solely on banks for their mortgage needs. However, it is now possible to work with a licensed mortgage broker who has access to multiple lenders... Read More

Refinancing Your Home

Did you know you can combine all your high-interest credit cards and car loans into a low-rate mortgage? As many of you are aware, consolidation of debt is the most effective way to improve your... Read More

How Important is your Credit Score?

In Canada, there are two credit reporting agencies, Equifax and TransUnion. These agencies create credit reports and credit scores for Canadian Consumers based on the information that creditors... Read More

Financing for the Self-Employed

Although the financing rules for self-employed individuals have changed in the last few years, the good news is that obtaining a mortgage has actually never been easier! The issue many... Read More

Fixed Rate Vs. Variable Rate Mortgage

The decision to choose a fixed or variable rate is not always an easy one. It should depend on your tolerance for risk as well as your ability to withstand increases in mortgage payments. You can... Read More

Getting a Mortgage Pre-Approval

If you are looking for a new home, be sure you are pre-approved. With a mortgage pre-approval, a licensed mortgage professional can do a more complete verification prior to sending you shopping for a... Read More

Mortgage Life Insurance Explained

Mortgage professionals can protect their clients’ families and their homes through a mortgage life insurance policy. Mortgage life insurance is simply a life insurance policy on the homeowner... Read More

Buying vs. Renting

At some point in their lives, most Canadians have probably asked themselves whether it is better to buy or rent a home. Purchasing a home is one of the biggest decisions most people ever make.... Read More