Rising Interest Rates: How to Secure the Best Mortgage in a Volatile Market
Over the past year, Canadians have observed rising interest rates, driven by inflationary pressures and the Bank of Canada’s efforts
Bank of Canada Announces Third Consecutive Interest Rate Cut, Reducing Policy Rate to 4.25%
On Wednesday, the Bank of Canada lowered its benchmark interest rate for the third time in a row, bringing it
Understanding Closing Costs And Budgeting For Your Purchase
Embarking on the exciting journey of homeownership involves more than just finding the perfect house and securing a mortgage. One
Benefits Of Private Mortgage Financing
Achieving the dream of homeownership is a milestone that holds a special place in the hearts of many. As your
Pros And Cons Of Renewing Your Mortgage With The Same Lender
As a dedicated mortgage agent, my passion lies in helping individuals achieve their dream of homeownership. Over the years, I’ve
Are You Self-Employed?
Embarking on the journey to homeownership can be an exciting and transformative experience. However, for those who are self-employed, the
When Does It Make Sense To Refinance Your Mortgage
Navigating the intricate world of mortgages can be a daunting task, especially if you’re considering the significant financial commitment of
Why Consider A Reverse Mortgage?
As a seasoned mortgage agent, I am deeply committed to helping individuals like you achieve their homeownership dreams. Over the
What the new Canadian mortgage rules really mean for homebuyers
The Office of the Superintendent of Financial Institutions (OSFI) is now setting new rules for mortgage lending, which come into
Banks vs. Mortgage Brokers
In the past, people looking to buy property would rely solely on banks for their mortgage needs. However, it is
Recently Married and Buying a Home? We’ve got some helpful tips!
After all the wedding planning, it may seem overwhelming to focus on purchasing a home. However, you can simplify this
10 Things To Consider Before Availing a Mortgage
Availing a mortgage is a significant financial decision that requires careful consideration. Whether you’re a first-time homebuyer or looking to
Fixed Rate Vs. Variable Rate Mortgage
The decision to choose a fixed or variable rate is not always an easy one. It should depend on your
Getting a Mortgage Pre-Approval
If you are looking for a new home, be sure you are pre-approved. With a mortgage pre-approval, a licensed mortgage
Financing for the Self-Employed
Although the financing rules for self-employed individuals have changed in the last few years, the good news is that obtaining
How Important is your Credit Score?
In Canada, there are two credit reporting agencies, Equifax and TransUnion. These agencies create credit reports and credit scores for Canadian Consumers based
Refinancing Your Home
Did you know you can combine all your high-interest credit cards and car loans into a low-rate mortgage? As many of
Mortgage Life Insurance Explained
Mortgage professionals can protect their clients’ families and their homes through a mortgage life insurance policy. Mortgage life insurance is
Buying vs. Renting
At some point in their lives, most Canadians have probably asked themselves whether it is better to buy or rent